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A bank code is a code assigned by a central bank, a bank supervisory body or a Bankers Association in a country to all its licensed member banks or financial institutions. The rules vary to a great extent between the countries. Also the name of bank codes varies. In some countries the bank codes can be viewed over the internet, but mostly in the local language. The (national) bank codes differ from the international Bank Identifier Code (BIC/ISO 9362, a normalized code - also known as Business Identifier Code, Bank International Code and SWIFT code). Those countries which use International Bank Account Numbers (IBAN) have mostly integrated the bank code into the prefix of specifying IBAN account numbers. The bank codes also differ from the Bank card code (CSC). The term "bank code" is sometimes (inappropriately) used by merchants to refer to the Card Security Code printed on a credit card. == Europe == * Belgium has a national system with account numbers of 12 digits. There are no separate bank codes. The first 3 digits of the account number are called the protocol number, and indicate the bank the account belongs to. * Czech Republic and Slovakia have 4-digit bank codes, used behind account number (domestic account number is XXXXXX-YYYYYYYYYY/CCCC, where CCCC is bank code). A bank branch can be identified from the bank code. * Denmark has 4-digit bank code (called ''Registreringsnummer'', or ''Reg. nr.''). * France has a 10 digit code, the first 5 digits contain the clearing identifier of the banking company (''Code Banque''), followed by the 5-digit branch code (''Code Guichet''). Both numbers are only used as a combined prefix for the nationwide full account number. * Germany has an 8-digit routing code. The first 4 digits identify the banking company and the latter 4 digits are assigned to the branch. In the 4-digit bank identifier: * * the first digit corresponds to one of 8 clearing regions of Germany, * * the first 3 digits (clearing region identifier and the next 2 digits after it) identify a "banking location" (''Bankplatz''), * * the last digit (4th in the whole routing code) denotes a banking company's classification (''Bankengruppe''). :For bank classification values and identifiers for German clearing regions, see ''Bankleitzahl'' (in German). :For a comprehensive list of Germany's "banking location" identifiers, see ''Bankplätze'' (in German). * Greece has a 7-digit Ηellenic Bank Identification Code (HEBIC), where the first 3 digits are the bank code and the last 4 the branch code. * Ireland uses a 6-digit sort code followed by an 8-digit account number similar to and partially integrated with the UK system. * Italy has a similar clearing system is used with 5 digits identifying the banking company (''Codice ABI''), followed by a 5-digit ''CAB'' (''Codice di Avviamento Bancario'') identifying the branch, followed by the account number. * The Netherlands has a national system with account numbers of 9 or 10 digits. There are no separate bank codes. The first 5 digits of the account number can be used to identify the bank (originally also the branch, but clients can now often keep their account number when they move to another branch). * Spain also has a similar format, with the first 4 digits identifying the banking company, the next 4 identifying the branch, the next 2 being the checksum, followed by the 10-digit account number. * Switzerland has a 3 to 5 digit bank code (''Bankenclearing-Nummer''); the first digit indicates the bank's classification group. Following after the bank code, a 4-digit number branch code identifier. For a list of Swiss bank codes, see ''BC-Nummer'' (in German). * Sweden has 4 digit bank codes (''clearingnummer''), with an extra digit for Swedbank. For a list of Swedish bank codes, see lista över clearingnummer till svenska banker (in Swedish). * The UK has a 6-digit sort code. For prefixes identifying UK banking companies, see the list of sort codes of the United Kingdom. As of February 2014 all countries in the Single Euro Payments Area have switched to an IBAN-based system for clearing (including TARGET2 for cross-border transfers). The national bank codes have been integrated into the IBAN definition, in most cases at the start of the new account number (starting at position 5 after the common prefix of two-letter country identifier and two check digits). 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「bank code」の詳細全文を読む スポンサード リンク
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